Devon Financial Partners l Plan, Protect, Prosper l http://www.devon-financial.com

Property & Casualty

for Business

Contact us for a referral to a Property/Casualty Agency.

GENERAL LIABILITY

Coverage for bodily injury or property damage to others arising out of the insured’s operations, premises or products. Personal injury (liable, slander, defamation of character) is also covered.

PROPERTY

Coverage for buildings and the contents of buildings such as furnishings, stock, equipment, etc.

INLAND MARINE

A broad category of coverages, primarily for insuring property that moves or is transported; e.g.; property while being shipped, contractors, tools, mobile machinery like tractors, convention displays.

BUSINESS INCOME & EXTRA EXPENSE

Pays for the loss of net income and regular continuing operating expenses after a business has suffered a covered loss, such as a fire.

COMMERCIAL AUTO

Provides coverage for bodily injury or property damage to others from the use of a business vehicle. Also provides coverage for vehicles owned or leased by the business against loss due to collision, theft, fire, vandalism, etc.

LIABILITY UMBRELLA

Provides additional liability coverage over the general liability and commercial auto policy.

PROFESSIONAL LIABILITY / ERRORS AND OMISSIONS / MALPRACTICE

Provides coverage against lawsuits arising out of professional services and/or advice given to others. Vocations that have an exposure include doctors, lawyers, insurance agents, realtors, technology companies, consultants, engineers, architects, etc.

DIRECTORS & OFFICERS LIABILITY (D&O)

Covers the directors and officers of an entity against lawsuits arising from the actions of the directors and officers or their failure to act. Common among charitable and non-profit organizations, homeowner associations, companies with boards of directors.

EMPLOYMENT PRACTICES LIABILITY

Employment Practices Liability covers lawsuits brought by past, present or perspective employees against owners or management alleging wrongful acts including harassment, wrongful termination, failure to hire, failure to promote, etc.

POLLUTION

Pollution coverage for the damage caused by pollutants to people and/or property and for the cost to clean up the pollutants.

BONDS

A financial guarantee of the bonding company to pay on behalf of the bondholder if the bondholder fails to perform.

WORKERS COMPENSATION

Covers employees for medical bills and loss of income due to a workplace injury or illness. Employers are required by law to purchase this coverage. These loss of income benefits are modest.

*Property and Casualty insurance products or services are not offered by Guardian.

744 W. Lancaster Avenue . Suite 235 . Wayne . PA 19087 I Phone: 610.293.8300 I Fax: 610.293.8399

Financial Representative of The Guardian Life Insurance Company of America, New York, NY. The Information on this site is intended for the residents of Connecticut (CT), Delaware (DE), Florida (FL), Massachusetts (MA), New Jersey (NJ), New York (NY), and Pennsylvania (PA). The financial representatives of Devon Financial Associates LLC are not licensed to sell insurance in all 50 states. To find out if an agent is licensed in your state, please contact Colleen Marzella at 610-293-8304.

Securities products and services are offered through Registered Representatives of Park Avenue Securities LLC (PAS), 7 Hanover Square, New York, NY 10004, 1-888-600-4667. Devon Financial Associates, LLC is not an affiliate or subsidiary of PAS.

PAS is a member FINRA & SIPC. (www.finra.org)

Registered Representatives are securities licensed in Connecticut (CT), Delaware (DE),Florida (FL), Massachusetts (MA), New Jersey (NJ), New York (NY), and Pennsylvania (PA) and is strictly intended for individuals residing in those states. No offers may be made or accepted from any resident outside these specified states.

Neither Park Avenue Securities, Guardian, nor their representatives render legal or tax advice. Please consult with your attorney, accountant, and/or tax advisor for advice concerning your particular circumstances.

The information or opinions contained in this Internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product. The information contained herein is directed solely to those individuals who reside in jurisdictions in which the representative is registered in the state where the consumer and/or prospective client reside. Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a representative that is registered in the state where the consumer and/or prospective client reside.

Individual health insurance products or services are not offered by Guardian. Property and Casualty insurance products or services are not offered by Guardian.

The Living Balance Sheet® and the Living Balance Sheet® Logo are registered service marks of The Guardian Life Insurance Company of America (Guardian), New York, NY. The graphics and text used herein are the exclusive property of Guardian and protected under U.S. and International copyright laws. © Copyright 2005-2011, The Guardian Life Insurance Company of America.

Links to other sites are for your convenience in locating related information and services. This Agency, The Guardian Life Insurance Company of America (Guardian) and Park Avenue Securities, LLC (PAS) do not maintain these other sites and have no control over the organizations that maintain the sites or the information, products or services these organizations provide. Although this Agency, Guardian and PAS believe that the information from these organizations is reliable, we cannot guarantee its completeness or suitability for any purpose. Accordingly, this Agency, Guardian and PAS expressly disclaim any responsibility for the content, the accuracy of the information or the quality of products or services provided by the organizations that maintain these sites. This Agency, Guardian and PAS do not recommend or endorse these organizations or their products or services in any way.

CLICK TO LOGIN

TO YOUR ACCOUNT