Devon Financial Partners l Plan, Protect, Prosper l http://www.devon-financial.com

Employee Group Benefits

For over 50 years, Guardian has been a leader in employee benefits. Our full portfolio of products and programs & services enable companies to customize benefit plans to meet their needs. With multi-product discounts available and the ease of working with one carrier, it's no wonder Guardian is the carrier of choice for many businesses.

Guardian provides 6 million employees and their families with quality benefits.

Dental Insurance

Guardian is a Dental leader, offering a variety of plan designs including administrative services only (ASO), preferred provider organization (PPO), and pre-paid along with innovative features, such as Maximum Rollover and coverage for dental implants.

Disability Insurance

Guardian and its wholly owned stock subsidiary Berkshire Life Insurance Company of America offer flexible, creative plans for both short-term and long-term disability with enhanced benefit options, such as telephonic claims submission and pension contribution protection.

Life Insurance

Our plans include Term Life, Accidental Death & Dismemberment (AD&D), and Group Universal Life with value added options available such as LifeAssist, waiver of premium, and retained asset accounts.

Vision Care

Eyecare is part of maintaining a healthy way of life. We offer a variety of comprehensive plan designs through two partner vendors: Vision Service Plan (VSP) and Davis Vision.

Voluntary Products (Worksite)

Guardian also offers employee benefits on a voluntary basis that allow employees to purchase additional coverage at work through the convenience of payroll deduction. Guardian offers the following popular products on a voluntary basis:

Dental

Disability

Life

Vision

These products are supported by a comprehensive set of services to make offering and enrolling in them hassle-free. Our worksite process focuses on full customer service support before, during, and after enrollment. Our philosophy is "You can let us do the work."

*Individual health insurance products or services are not offered by Guardian.

744 W. Lancaster Avenue . Suite 235 . Wayne . PA 19087 I Phone: 610.293.8300 I Fax: 610.293.8399

Financial Representative of The Guardian Life Insurance Company of America, New York, NY. The Information on this site is intended for the residents of Connecticut (CT), Delaware (DE), Florida (FL), Massachusetts (MA), New Jersey (NJ), New York (NY), and Pennsylvania (PA). The financial representatives of Devon Financial Associates LLC are not licensed to sell insurance in all 50 states. To find out if an agent is licensed in your state, please contact Colleen Marzella at 610-293-8304.

Securities products and services are offered through Registered Representatives of Park Avenue Securities LLC (PAS), 7 Hanover Square, New York, NY 10004, 1-888-600-4667. Devon Financial Associates, LLC is not an affiliate or subsidiary of PAS.

PAS is a member FINRA & SIPC. (www.finra.org)

Registered Representatives are securities licensed in Connecticut (CT), Delaware (DE),Florida (FL), Massachusetts (MA), New Jersey (NJ), New York (NY), and Pennsylvania (PA) and is strictly intended for individuals residing in those states. No offers may be made or accepted from any resident outside these specified states.

Neither Park Avenue Securities, Guardian, nor their representatives render legal or tax advice. Please consult with your attorney, accountant, and/or tax advisor for advice concerning your particular circumstances.

The information or opinions contained in this Internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product. The information contained herein is directed solely to those individuals who reside in jurisdictions in which the representative is registered in the state where the consumer and/or prospective client reside. Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a representative that is registered in the state where the consumer and/or prospective client reside.

Individual health insurance products or services are not offered by Guardian. Property and Casualty insurance products or services are not offered by Guardian.

The Living Balance Sheet® and the Living Balance Sheet® Logo are registered service marks of The Guardian Life Insurance Company of America (Guardian), New York, NY. The graphics and text used herein are the exclusive property of Guardian and protected under U.S. and International copyright laws. © Copyright 2005-2011, The Guardian Life Insurance Company of America.

Links to other sites are for your convenience in locating related information and services. This Agency, The Guardian Life Insurance Company of America (Guardian) and Park Avenue Securities, LLC (PAS) do not maintain these other sites and have no control over the organizations that maintain the sites or the information, products or services these organizations provide. Although this Agency, Guardian and PAS believe that the information from these organizations is reliable, we cannot guarantee its completeness or suitability for any purpose. Accordingly, this Agency, Guardian and PAS expressly disclaim any responsibility for the content, the accuracy of the information or the quality of products or services provided by the organizations that maintain these sites. This Agency, Guardian and PAS do not recommend or endorse these organizations or their products or services in any way.

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